90 days in Europe Travel Insurance ?

I'm afraid I have noticed the occupancy conditions being quite clear that occasional overnight visits from even family members don't count.
So do check what they want or what they will agree to before you decide to spend exteneed periods away.
You missed my point. I have not checked my policy because I don't need to. I don't go away for that long at a time.
 
There is a difference between people living there (policyholder, family, lodgers) and people occupying (guests, housesitters, neighbours feeding pets) and it's important not to conflate the two.
I have never noticed a clause saying the house has to be occupied by the policyholder or family member, but it's not relevant to me in any case, so I've not looked carefully.
It will be shown in the definitions section under occupancy, probably.
 

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