As we are advised only to travel when absolutely necessary motorhoming must be deemed as non- essential. My van has been SORN'd since November, mot expired in December, but fully insured. My insurance company are fully aware of this & said I was still fully covered. My insurance is due for renewal next month. My van will not be going anywhere, until responsibly allowed otherwise. My question is this: my risk to the insurance company is greatly reduced so shouldn't my premium be reduced accordingly?