New driveway

Beatrix

Full Member

Messages
43
Hi, I'm planning a new 'driveway' beside my house in rural Scotland.
I remember when I bought Beatrix (2006 Autotrail 640) the insurance was cheaper in Milngavie on a gated driveway, than here, down a wee single track road in a remote but not isolated village where everyone knows who's who. On an open drive shared with 2 neighbouring houses.
Do you think a fence and gate around my new parking spot will be seen as the only secure option, our could I do something like those folding posts bolted into the ground fore and aft?
Cheers 🚴‍♀️🐹
 

rugbyken

Full Member

Messages
556
on my van i had a chain bolted into the concrete wrapped around an axlewith wheel clamps the insurance said it needed to be behind a gate no spec on how high or strong just gated
 

witzend

Full Member

Messages
571
Just be sure the insurance will accept what ever you do first. I put a pillar in the centre of my drive mainly to put the car behind while we're away while talking to the insurance they mentioned was there any manual security like locked gates or bollards which I'd get a discount for I mentioned my locked post they needed it to be by a recognised maker and the small discount they offered would have taken 8 yrs to pay for the post
 

wildebus

Full Member

Messages
3,124
The only questions I have seen - or been asked - regarding parking location when sorting out insurance are the usual ones... Parked on road, on Private driveway or Garaged. Can't think of another one that comes up in my own experience and certainly any requirement about being behind gates or posts.

Something I would be wary of is taking a small discount in return for the requirement of a security product that is not automatically or always used e.g. Park at home and don't close the [required] gates - could that mean insurance against theft is invalidated?

FWIW, I tend to park so the only way to move the Motorhome or Campervan is to move the car first. Slightly inconvenient, but it makes the 'vans a bit more secure
 

Yeoblade

Full Member

Messages
71
Confused, Have you not just parked it on the pavement 🤷🏻‍♂️ ?

Interestingly, a while back when I declared I was parking mine on a private driveway, for a quote, The ins broker got back to me and confronted me that this was not possible!, they had googled street viewed my house and said there was no driveway to park on!
I pointed out is they had taken this much effort to verify that I was lying they should have spent a little more time to google earth to view the road at the back off my house to see the driveway and garage. Went elsewhere for insurance
 

Beatrix

Full Member

Messages
43
Confused, Have you not just parked it on the pavement 🤷🏻‍♂️ ?

Interestingly, a while back when I declared I was parking mine on a private driveway, for a quote, The ins broker got back to me and confronted me that this was not possible!, they had googled street viewed my house and said there was no driveway to park on!
I pointed out is they had taken this much effort to verify that I was lying they should have spent a little more time to google earth to view the road at the back off my house to see the driveway and garage. Went elsewhere for insurance
Thanks for the warning, no it's a newly created 'driveway', or private parking space on my land. The tarmac I'm standing on to take the photo is a shared access road with my 2 neighbours and a public track. The actual road is a wee single track that you can just see between the back of the van and an oak tree.
I'll see what my insurers, NFU say, as I'm relocating the van from a suburban driveway on the edge of Glasgow. There's more space to look after here, and a great garage used to big vehicles in the village.
 

alwaysared

Full Member

Messages
397
The only questions I have seen - or been asked - regarding parking location when sorting out insurance are the usual ones... Parked on road, on Private driveway or Garaged. Can't think of another one that comes up in my own experience and certainly any requirement about being behind gates or posts.
Same for me, never been asked about gates or fences for that matter 🤔

Regards,
Del
 

tonybvi

Full Member

Messages
488
One of the questions when I got insurance was could the van be seen from the road. I answered no as there was a row of trees hiding it. Last year I took the trees down and told the insurance company that the van could now be seen from the road. They said they would call back after reviewing the premium. About 3 hours later they called back saying they had looked at Google Earth and Streetview and reckoned removal of the trees would make no difference so the premium remained unchanged.
 

wildebus

Full Member

Messages
3,124
One of the questions when I got insurance was could the van be seen from the road. I answered no as there was a row of trees hiding it. Last year I took the trees down and told the insurance company that the van could now be seen from the road. They said they would call back after reviewing the premium. About 3 hours later they called back saying they had looked at Google Earth and Streetview and reckoned removal of the trees would make no difference so the premium remained unchanged.
So would the premium have gone up as a "theft opportunity" was more visible to passing scallys? or gone down as anyone attempting a break in would be more visible?
 

tonybvi

Full Member

Messages
488
So would the premium have gone up as a "theft opportunity" was more visible to passing scallys? or gone down as anyone attempting a break in would be more visible?
Good question - I’m assuming it would have gone up. In reality although the van can now be seen from the road you have to be driving very slowly and looking intently round the side of the house. No pedestrian passers by here.
 
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