Travel insurance

[Campervanannie]

Ok so who do you guys use for your European travel insurance and what sneaky pitfalls should I look out for or is it just straight forward, This is one quote I have had for 12 months cover.
Comprehensive Cover
from
£49.39
Price (inc Tax)
+ optional extras
Select

Europe
All European Countries
Cancellation/ curtailment up to £5,000
Medical emergencies up to £10m
Repatriation
Baggage cover up to £2,500
Personal liability up to £2m
Legal protection up to £25,000
End Supplier Failure cover up to £3,000
Winter Sports
Benefit Summary
Full Policy Document
IPIDs
Benefit Summary
Full Policy Document
IPIDs
Maximum trip durations:
50 consecutive days for all persons aged 70 and under.
35 consecutive days for all persons aged over 70.
Total combined trips must not exceed 183 days abroad.
Maximum trip durations:
50 consecutive days for all persons aged 70 and under.
35 consecutive days for all persons aged over 70.
Winter Sports: One trip of up to 21 days in total during the period of cover, for all persons aged 70 or under.
Total combined trips must not exceed 183 days abroad.

 

[Carrerasax]

Mines included with nationwide bank a/c. They also extend single trip limit and accommodate medical conditions quite reasonably.

 

[oppy]

Ours is due in March Annie, who is yours with and does it cover, a daft question I realise, but, existing health conditions? We are with Staysure at present.

 

[2cv]

I use Allclear, they specialise in those with medical conditions. At one point it was the only place that I could obtain cover.
Allclear

 

[oppy]

I use Allclear, they specialise in those with medical conditions. At one point it was the only place that I could obtain cover.
Allclear

Thanks Bill, oh and a happy boozeday to thi !!!

 

[yorkieowl]

Surprised you've got a quote so cheap Annie with your pre existing medical, personally I wouldn't do it online, as they go a bit more in-depth when phoning for a quote. There is no mention of the excess either which I would check. Also check all the European countries you are visiting are covered, Spain was mentioned seperately on ours, don't ask me why.

 

[Campervanannie]

Ours is due in March Annie, who is yours with and does it cover, a daft question I realise, but, existing health conditions? We are with Staysure at present.

The quote I posted is with staysure and yes they have my Rheumatoid Arthritis and all my meds listed and that was there yearly quote

 

[Campervanannie]

Surprised you've got a quote so cheap Annie with your pre existing medical, personally I wouldn't do it online, as they go a bit more in-depth when phoning for a quote. There is no mention of the excess either which I would check. Also check all the European countries you are visiting are covered, Spain was mentioned seperately on ours, don't ask me why.

I phoned them this morning and the excess is a standard £65 and it covers all eu countries it’s the company Jennie used that’s why I did the online and then I spoke to them on the phone.

 

[yorkieowl]

I phoned them this morning and the excess is a standard £65 and it covers all eu countries it’s the company Jennie used that’s why I did the online and then I spoke to them on the phone.

Nice one, I'll try them myself next time, if I can remember.

 

[Campervanannie]

These are a list of what’s not covered and Can be purchased as extras.
excess waiver £21.48
Terrorism disruption £21.99
Gadget cover. £25.99
100 day duration. £36.94
Car hire waiver. £25.00
Single item cover. £8.71

 

[yorkieowl]

Don't know if anybody else has same problem, but it's only got question marks with the prices.

 

[Campervanannie]

Don't know if anybody else has same problem, but it's only got question marks with the prices.

Yes it would not copy and paste so I typed out the list sorry

 

[yorkieowl]

£21.48 excess waiver, seems a bit steep when it's only £65 to start with .
It only covers winter sports for one trip of 21 days. Have you got a list of the things it covers for every trip, you'd be amazed the things that they put in a higher group, worth checking, I personally would also check your use of the mobility scooter too if you're taking it, but then I like to be on the safe side.