Defo a claim from the landowners of the tree, wonder if he has insurance? Our house insurance covers any mature trees (haven't got any left now, as we've just cut the last one down) but only if it has been checked by an arboriculturist at least every 5 years. Don't think they are allowed to use the 'Act of God' get out anymore are they?
Banned member - I can go off a person ya know, :tongue: we've got a Swift, and actually been very happy with it, obviously having kept it 10 years. :smile: