Nationwide FlexPlus account for me, 7.5t and 8m limit. 180 days EU and for price get Phone Ins., basic Travel Ins., and no charge ATM withdrawals abroad. Breakdown cover is by Britannia Rescue, part of LV so big backing. Full price is £13 pm if open account in single name but, if opened in joint names, both get full benefits of account cover. They also pay 3% interest on first £2500 balance pm, we keep our "rainy day", emergency funds in there so they give us £6.50 each pm, which means the excellent cover costs us £6.50 pm or £3.25 each. Doesn't have to be main account, no minimums in and out, infact we don't use it, except paying in to pay for cover. Excellent reviews and feedback. Friends used twice in Europe this year, excellent outcomes and customer service. RAC have had the worst bad press in recent years for letting customers down, worst I heard was a 70+ boy left in motorhome for 36 hours in mid Wales, with very little contact, then when they loaded him they broke down, he was only going to Bristol too.