I think that third party liability is normally included in bike insurance, but I'm pretty sure our four e-bikes are not insured at all.As from 20 June this year a lot of e bikes and e scooters in Portugal will be subject to compulsory third party insurance just be aware as the police love to impose fines.
Was that a reply to my comment?The insurance requirement is likely to be 3rd party insurance as is required for any motorised vehicle, but for which electrically assisted bicycles which conform to the reulations are exempt. As I said in my earlier post, to conform to the EAPC regulations the bike must be restricted to 25kph and 250kw power
In the UK, throttle control (referred to as twist and go in the regs) is not allowed on bikes sold after 1st January 2016. Those sold before then have "grandfather rights" and are perfectly legal as long as they have the speed and power restrictions - our bikes fall into that categoryMany European countries allow Ebikes with a throttle, whereas ours must be pedal assist. Maybe the insurance legislation applies only to these?
Nope. Regular 250w bikes and scooters with the legal speeds up to 25km/h do not require insurance. All other are illegal and can't be used.As from 20 June this year a lot of e bikes and e scooters in Portugal will be subject to compulsory third party insurance just be aware as the police love to impose fines.
I don't think it's normal to take out third party insurance for a pedal cycle, and given that a legal E-bike is limited to a similar (or in some cases much less) speed I don't think many, if any, do so.Who in their right mind would not take out third party insurance I wonder.
It's so easy to make a mistake that could cost considerable harm to another or vehicle.
In my experience the cost is minimal, FECT in Europe charge 38 euros including recovery.
I agree with the principle, but not the method..I would ask your home insurance if it covers third party risks out of the UK, mine did not.