ladydunraven
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Thank you everyone. All sound advice that I am taking onboard. Getting out is always the priority, the motorhome is insured and can be replaced. Me not so much. Thank you all again.
What is likely a good idea is if you are replacing a date-expired extinguisher is to take the opportunity to use the old one to get some hands-on experience of how to use it (maybe with a fire in a garden incinerator?)Fire Extinguishers have expiry dates as well as a "Green Okay" gauge.
Before you fit, check this out as it maybe an idea to just buy a new one, which will come with a cage and screws
A very good compact fire extinguisher will set you back £16-£22 from any motorist store.
Same a fire blanket, don't cost much for piece of mind.
Also, a small fire can be put out. If you leave it for the fire service to arrive, it could develop into a major fire and completely ruin your camper.
Saying that, don't ever tackle an out of control fire.
FWIW, not only do Adrian Flux require a fire extinguisher, but they also require it to have an annual certificate issued by a "competent person" or a receipt showing it to have been purchased within the previous 12 months. When I asked them to define "competent person" and to confirm or otherwise that I (who used to service fire extinguishers while in the armed forces) am considered "competent", they could do neither. Thus it seems that they don't know precisely what their own T&Cs mean!My insurers, Adrian Flux, have the need to carry a fire extinguisher written into my policy. A lot of friends didn't know about the clause and it seems other insurance companies have the same.
Fitted a new one earlier in the year and fixed the old one up in the garage/workshop. Can't see a situation where insurers could query age/condition, but I spect they could find oneFWIW, not only do Adrian Flux require a fire extinguisher, but they also require it to have an annual certificate issued by a "competent person" or a receipt showing it to have been purchased within the previous 12 months. When I asked them to define "competent person" and to confirm or otherwise that I (who used to service fire extinguishers while in the armed forces) am considered "competent", they could do neither. Thus it seems that they don't know precisely what their own T&Cs mean!
I suspect that this is something an underwriter has inserted without understanding what it means. It should be sufficient for the extinguisher to be in date and the gauge in the green. However, this is what AF actually have in their policy document:Fitted a new one earlier in the year and fixed the old one up in the garage/workshop. Can't see a situation where insurers could query age/condition, but I spect they could find one![]()
Also insured with Adrian Flux, and fire extinguisher is in the policy, as for fixing wood screws in the panel by the door is the best fixing place.My insurers, Adrian Flux, have the need to carry a fire extinguisher written into my policy. A lot of friends didn't know about the clause and it seems other insurance companies have the same.
I think fire extinguishers have an expire date or similar on. Surely it should also be picked up on an annual habitation service.Fitted a new one earlier in the year and fixed the old one up in the garage/workshop. Can't see a situation where insurers could query age/condition, but I spect they could find one![]()
Having worked in insurance many moons ago, I think that the crucial part of that paragraph is "competent person, if necessary".I suspect that this is something an underwriter has inserted without understanding what it means. It should be sufficient for the extinguisher to be in date and the gauge in the green. However, this is what AF actually have in their policy document:
You must keep a type approved fire extinguisher in Your Vehicle. This fire extinguisher must undergo a minimum of an annual inspection by a competent person if necessary. We shall not be liable (except as under the Road Traffic Acts) for any liability or damage caused by or arising out of heating, lighting and cooking equipment unless a working type approved fire extinguisher is carried in Your Vehicle.When I questioned them about this, the agent I spoke with insisted that a certificate was required. However that's not what their policy document actually says.
The subject is a minefield, but some research suggests that there is no formal definition of "competent person" in the eyes of the law. Competence is demonstrated by sufficient training, experience and knowledge; and thus, unless someone else redefines this term (e.g. by requiring a BAFE qualification or equivalent), it appears that anyone who has 'genned up' on the subject can legally call themselves a "fire extinguisher technician" and hence carry out an annual inspection and service.
Completely agree! Having had a fire (top fridge vent - £15000 damage), used one of my two extinguishers and turned round to see six fellow campers with their extinguishers! Don’t rely on others though - we were lucky.DON'T BE SELFISH! We carry a fire extinguisher, and have used it twice. Once saved the life of another camper trapped in a burning motorhome by damping down his exit route, second time dowsed a fire in a top fridge vent before it took hold and spread. We'd hope someone would do the same for us in similar circumstances.
Thank you for the advise. Both the fire extinguisher and Blanket will be placed near the Habitation door. With regards to the blanket it is placed there to store only. To deploying would be done once I am out of the motorhome and then IF I feel safe will re enter to use it. Getting out is alwys the pririty to me.Just a minor caution. Deploying the fire blanket requires a strong pull on the two straps so the fixings need to be strong. A removable hook might just leave you holding a blanket still neatly tucked into its pouch
My insurers, Adrian Flux, have the need to carry a fire extinguisher written into my policy. A lot of friends didn't know about the clause and it seems other insurance companies have the same.
Colin, mine is in endorsements, towards the end of the policy
'FEE – Fire Extinguisher Endorsement
You must keep a type approved fire extinguisher in Your Vehicle. This fire
extinguisher must undergo a minimum of an annual inspection by a competent
person if necessary. We shall not be liable (except as under the Road Traffic Acts)
for any liability or damage caused by or arising out of heating, lighting and
cooking equipment unless a working type approved fire extinguisher is carried in
Your Vehicle.