Insurance and SORN

[GMJ]

If I SORN my Moho is the insurance still valid?

Do I have to tell my insurers?

Anyone with experience of this?

ta

Graham

 

[jagmanx]

Not usually...Depends on where you keep vehicle..
On your drive..Sorn ok
Insurance ok
In store..tell your insurance...no problem usually. Sorn ok.

 

[edina]

If I SORN my Moho is the insurance still valid?

Do I have to tell my insurers?

Anyone with experience of this?

ta

Graham

I told mine, Adrian Flux, and kept my insurance running.

 

[Val54]

Comfort Insurance sent out an email telling customers that they do not need to inform them of a SORN, obviously it makes sense to keep your insurance running and tell them if the vehicle is being kept somewhere other than normal because of lockdown.

 

[GMJ]

I haven't heard from Comfort yet but have SORN'ed it anyway.

Thanks all

Graham

 

[Deleted member 318]

Why would any Insurance be worried if you still Pay them?

 

[SquirrellCook]

I have read some years ago that insurance would be invalid without a current MOT and road fund tax being paid. I can't remember the company.

 

[Lee]

I have rang AIB and questioned this, I was told as long as the vehicle is not on the road and will not be used on the road, the insurance will cover it for fire, theft and damage.
Obviously it can't be driven on the road without road tax.
I didn't ask about mot as it wasn't relevant to my situation but I would assume if it wasn't mot'd then at least it would effect the amount it was worth but maybe would invalidate the insurance.

 

[wildebus]

I have read some years ago that insurance would be invalid without a current MOT and road fund tax being paid. I can't remember the company.

I can't see why that would be the case at all. Reckon that would be an underwriter to avoid if they had that stipulation!

 

[pj palance]

I have rang AIB and questioned this, I was told as long as the vehicle is not on the road and will not be used on the road, the insurance will cover it for fire, theft and damage.
Obviously it can't be driven on the road without road tax.
I didn't ask about mot as it wasn't relevant to my situation but I would assume if it wasn't mot'd then at least it would effect the amount it was worth but maybe would invalidate the insurance.

what about going for mot. and crashing before you get there. ok pj