It’s ridiculous!

You've been lucky. My 2004 Ducato needed a new nearside wheel bearing when I bought it in 2018 and then the offside one started to go in Portugal two years ago, it limped home and I got it done in Kent as soon as I got there.
There is nothing serviceable about these wheel bearings, I don't know why some become noisy and others don't, well, I know why they become noisy but not why some and not others, luckily they are noisy and not going to collapse and stop you getting home unlike older tapered bearings that were adjustable
 
Mine passed in November but the over zealous tester put stone chip to windscreen as an advisory. he then struggled to point it out to me as I hadnt noticed it.

I called Autoglass via my insurance who duly came out to look. It wasn't a stone chip...it was an old chip that had previously been repaired. No wonder I couldn't find it. Smooth to the touch and virtually invisible.

Habitation check at the end of the month - I worry about that more than any mechanicals tbh.
 

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