silverweed
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If it’s purchased from a dealer then it is his charge. If it is purchased privately then it is your responsibility so as long as you have the paperwork work to show purchase from the dealer then no problem
I wish that were true but I don’t think it is. The charge is on the vehicle.If it’s purchased from a dealer then it is his charge. If it is purchased privately then it is your responsibility so as long as you have the paperwork work to show purchase from the dealer then no problem
The dealer has gone into receivership, so problem is finance company wanting their money.If it’s purchased from a dealer then it is his charge. If it is purchased privately then it is your responsibility so as long as you have the paperwork work to show purchase from the dealer then no problem
I really hope this is true.?As long as you have all the paperwork to show you didn’t know it had finance on it before you purchased it then you bought it in good faith and it is up to prove that you knew not the other way round
In hindsight I would get the dealer to show you the HPI when you pick the vehicle up and again a week or so later. I’m not sure if the records are updated immediately, hence why I would check again later.Very sorry to hear of your problem, an awful situation.
Was the vehicle pre registered by the dealer? I ask this because I have ordered a new motorhome and wonder whether a last minute hpi check would reveal any finance. The hpi checks seem to rely on the registration number and these are generally allocated late in the buying process, would the hpi records be instantly updated and how would the dealer raise finance on a new vehicle registered to the purchaser.
Thank you for alerting us all to this problem and I hope you get it sorted out in your favour very quickly.
We virtually live in it and are out and about at the moment. No intention of going anywhere they can get it. Will try and sort this on internet and phone.Keep the van out of sight for the time being if it were me
This is really hard to write. Will try and make this short. Received a letter Wednesday from a finance company, saying they owned our Motorhome, we thought it was a scam, we tried phoning CamperNE, could not get through. After doing some searching found they have the receivers in. We then done a HPI check to find we had finance on our MH. Could not believe how shocked we were. We bought the MH at the caravan and Motorhome show at the NEC Birmingham, paid the deposit and they gave a price for our old MH.
A week later went to pick it up, paid the remainder in full, no finance a brand new MH.
2 1/2 years later we get the shock of our life. CamperNE did not pay of the finance. We always have done a HPI check when buying a private sale, whether a motorhome or cars, we never thought we needed to when buying new from a dealer again never any problem’s.
Now we are waiting to hear from the finance company how much is owed on it, assuming it’s the original price and now expecting to lose our MH.
Has anyone come across this before and has anyone ever or knows of anyone that has succeeded in keeping their vehicle without paying an exorbitant amount, do not have a lot of hope at the moment.
Please everyone if your not certain have a HPI check done on your vehicle whether it’s a second or new
This is really hard to write. Will try and make this short. Received a letter Wednesday from a finance company, saying they owned our Motorhome, we thought it was a scam, we tried phoning CamperNE, could not get through. After doing some searching found they have the receivers in. We then done a HPI check to find we had finance on our MH. Could not believe how shocked we were. We bought the MH at the caravan and Motorhome show at the NEC Birmingham, paid the deposit and they gave a price for our old MH.
A week later went to pick it up, paid the remainder in full, no finance a brand new MH.
2 1/2 years later we get the shock of our life. CamperNE did not pay of the finance. We always have done a HPI check when buying a private sale, whether a motorhome or cars, we never thought we needed to when buying new from a dealer again never any problem’s.
Now we are waiting to hear from the finance company how much is owed on it, assuming it’s the original price and now expecting to lose our MH.
Has anyone come across this before and has anyone ever or knows of anyone that has succeeded in keeping their vehicle without paying an exorbitant amount, do not have a lot of hope at the moment.
Please everyone if your not certain have a HPI check done on your vehicle whether it’s a second or new one(CamperNE put finance back onto some of the MH after it had cleared. These people have a better chance of keeping theirs. Ours had finance on from the beginning).
We did not pay with a credit card, bank transfers.
one(CamperNE put finance back onto some of the MH after it had cleared. These people have a better chance of keeping theirs. Ours had finance on from the beginning).
We did not pay with a credit card, bank transfers.
From “another place” I hear that one of their customers has had the charge removed from their motorhome. However I believe in that case the loan and the charge were fraudulently taken out sometime after the sale, possibly while the vehicle was in for servicing. I think the owner was able to prove that their paid invoice pre dated the loan so the finance company backed down. @MadRssss I hope this gives you something to build your case on.
Do a hpi check online.We were have been regular customers of Camper NE for over 6 years and bought our first NEW Hobby from them last May. There was a degree of delay before we picked it up having paid an initial holding deposit in cash and paid the balance by bank transfer. Should we be worried?
I have been looking into this and am pinning my hopes on it. ThanksA private and innocent buyer has certain rights when a vehicle is sold with undisclosed HP: http://www.lawgistics.co.uk/legal-a...ass-from-seller-to-buyer#sthash.kR1baP9z.dpbs
I would go to CAB or a solicitor and get some definitive advice and see if that applies in your case.