I didn't get the op and I haven't had the all clear, I have a dead heart muscle due to congestive heart failure (cardiomyopathy) lifestyle changes help to a point but it doesn't cure it, I feel OK if I don't overdo anything but I was advised not to travel so to get travel insurance I would have to lie which is not worth doing
That’s what the consultant told me which is why I asked
A lot of insurers seem to treat 'awaiting medical treatment' as 'travelling against medical advice' [in broad terms], Neil
Yes I agree while waiting, that’s why my consultant said I wouldn’t get travel insurance until after surgery. Del is talking about a while after surgery and rectification of problems I think though. Not certain if Tezza is all clear or ongoing so May be different but don’t know til it’s cleared up
Sorry, Neil, I thought your response was in reply to the OP who is awaiting the operation! I shall exit stage left and hope nobody notices my cameo intervention
I seem to recall that @marchie has posted in the past about https://subscribe.axa-schengen.com/en/step1 for which there are apparently no medical questions/ exclusions.
True, Tony. We're about to make the choice between a single [maximum 180 days cover] trip policy [about €596 for 120 days] OR an annual Multi-Trip Policy [limited to 90 days per trip] at €656, the premiums being based on a couple insured. There is a chepaer policy, the main differences being a lower medical cover limit of €30,000 and the 'uninjured' person of the couple having to fend for themselves [€370 for a couple for 119 days single trip]
Beware of low medical cover. Relatives are currently pondering having to sell their house to pay for further treatment of their son after limits were reached. Amazing how quickly things add up.
Which is why I highlighted the difference in medical cover as well as the 'you're on your own' for the party who is not ill/injured with the lower cover policy. I have posted only the link, am not providing advice within the definitions of the Financial Services Act et seq, and leave each Forum Member to make his/her own decision on what cover suits them best. We intend to take the higher level cover, the only choice being whether we choose a single trip policy or a multi-trip. Our initial plans may push us towards a single trip policy and then take an Annual Multi Trip Policy to synchronise the foreign travel outline plans
Mine is ongoing and it will not be cleared up, there is nothing that they can do (or will do) so I have to live with it
Strange, consultant didn’t think it would stop travel insurance once everything was sorted and mine was aortic valve replacement. Stopping you getting it and how much they charge are two different things though.It might be more to do with the replacement aortic valve . Dunno. SAGA were the only ones offering cover. And the amount they wanted was eye watering.
If anyone has any information as to how I can get healthcare cover, at sensible rates. Don’t be shy, share
I’m going to use the 90 day turnaround while I’m still able. I bought Demi for 10 years of travel. I’m already six years in. Even with my rubbish maths, that’s, oh, ah, a lot more trips . Must be getting on for several.
The UK is fine. Travel in Europe is so much less hassle. Better Aries, roads and weather. If only the French would speak English, life would be so much easier.
