Have I forgot anything

GeoffL

Full Member
You mention phone card does your current sim provider not have roaming? Three lets you phone a phone number in the country you are in or a UK number for free. There's always what's app or similar ... As to currency we don't bother and use a credit card - Halifax Clarity or one that doesn't charge for foreign transactions. PS are you planning on going off piste into Germany?
+1 for both Three and Clarity. However, I would urge caution wrt UK cards and The Netherlands. When we were there last year, we found that most of the cafés and restaurants we used would not accept our Clarity card (or our other UK Visa and Mastercard cards), so we needed cash. That said, the cheapest way we found to get our hands on cash Euros was to use our Clarity card in a local ATM. Clarity gives Mastercard wholesale exchange rates and then charges 1.4% interest per month from the time of withdrawal to the time you pay it off whereas the Post Office et al. charge a lot more (often in the form of disadvantageous exchange rates). Currently, the Post Office will give you 1.1080 €/£ while Clarity gives 1.1409, so effectively the PO is charging 2.9%. Wherever possibly, we use our Clarity card to buy goods and services because Clarity doesn't charge interest on card transactions provided you pay the bill off in full each month.

I think Rae thought it was RoaminRog who posted :unsure:

Have you got a translation app on your phone Annie, I found it to be very useful in Germany, Holland and Belgium
+1 for the translation app. That said, we were gobsmacked to find that almost everyone in Holland speaks English. We rocked up at our first campsite (Boscamp Bilthoven in Utrecht) and asked the receptionist if she spoke English. Her answer was, "Of course, I am Dutch!" So, while we found that translation app invaluable in France, in NL all we used it for was to translate signs, menus and other written stuff.
 

moonshadow

Rally Organiser
+1 for both Three and Clarity. However, I would urge caution wrt UK cards and The Netherlands. When we were there last year, we found that most of the cafés and restaurants we used would not accept our Clarity card (or our other UK Visa and Mastercard cards), so we needed cash. That said, the cheapest way we found to get our hands on cash Euros was to use our Clarity card in a local ATM. Clarity gives Mastercard wholesale exchange rates and then charges 1.4% interest per month from the time of withdrawal to the time you pay it off whereas the Post Office et al. charge a lot more (often in the form of disadvantageous exchange rates). Currently, the Post Office will give you 1.1080 €/£ while Clarity gives 1.1409, so effectively the PO is charging 2.9%. Wherever possibly, we use our Clarity card to buy goods and services because Clarity doesn't charge interest on card transactions provided you pay the bill off in full each month.

We didn't have any trouble using the Clarity card in Amsterdam last year, but w always carry a different one just in case

When we use an atm for cash always transfer money onto the Clarity card as soon as we know what the sterling amount is to save the interest.
 

GeoffL

Full Member
[...]When we use an atm for cash always transfer money onto the Clarity card as soon as we know what the sterling amount is to save the interest.
For info, you can get the sterling amount from the Mastercard Currency Converter at https://www.mastercard.us/en-us/consumers/get-support/convert-currency.html. FWIW, and in case it helps others, Halifax Customer Service told us to pay into Sort Code: 77-29-00, Account No: 00 00 00 00 and quote the 16-digit card number as the reference -- but please confirm that with Halifax as I don't do Internet banking and so have always left ATM withdrawls to be paid by my direct debit. HTH, Geoff
 

moonshadow

Rally Organiser
For info, you can get the sterling amount from the Mastercard Currency Converter at https://www.mastercard.us/en-us/consumers/get-support/convert-currency.html. FWIW, and in case it helps others, Halifax Customer Service told us to pay into Sort Code: 77-29-00, Account No: 00 00 00 00 and quote the 16-digit card number as the reference -- but please confirm that with Halifax as I don't do Internet banking and so have always left ATM withdrawls to be paid by my direct debit. HTH, Geoff
I just wait a day or so and check my account, works for us, not keen on them making any money out of me :)
 

Fred Chase

Full Member
Baked beans, Branston pickle, and any "cannot be withouts".
The Mecadonna supermarkets in Spain do a very passable digestive biscuit, and in the ConSum(think that is correct) supermarkets we found good back bacon.
I know that you are going abroad but there is always a day when you have the "craving" (stand fast on all rude/natural thoughts please).
 

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